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You’re looking for and confused choosing car insurance? If so, then I have some tips for choosing a good car insurance:
1. Quality:

Make sure first the insurance that you choose  including insurance categories have received  Best General Insurance or other awards. Because with this certification clearly shows that the insurance is reliable, trustworthy, and proven responsibility in serving the customer claim.

2. Risk Own Cost:
This is one of the most important thing in choosing car insurance. If an own risk insurance has cost is quite expensive so you should think twice to choose the insurance. Own risk because the cost will be charged when you want to claim your car.

3. Claim Process:
As to the insurance claim process should be examined first, there are several car insurance at the time the customer receives the claim process very difficult. I ever experienced like that, then I am very troubled by the claim that the procedures are complicated and require a lot of time. Leave a process like this is already old, you should select an insurance that have quick  claim process.

4. Work:
Many are applying some insurance rate, cheap, but what if the result of the workshop was not qualified associates, will not satisfy customers. Sometimes paint your car look does not match with the original colors that make your car body image as if it had a great accident, this would make your car selling points decline. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and select the insurance with a trusted partner workshops and authorized. Remember that your vehicle is a valuable asset.

5. Spare Parts (Spare Parts):
Spare parts are the most important part in your car, make sure the insurance guarantee spare part that used the original with warranty. Be careful with insurance that does not guarantee this so fatal consequences.

6. Third Party Liability and Personal Accident:
This feature should be observed carefully because at the time of the accident hit a motorcycle crash example sometimes – sometimes 3rd party even more severe damage than us. Here needed role of this feature, we suggest you choose an insurance with the responsibility to the big three, so you not pay any extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Select insurance which is included with this feature.

7. Free Service Protection 24 Hours:
This is a very, very important when we choose car insurance, car insurance that many rely on and provide cheap rates only protection but service was not satisfactory, no 24-hour service, no telephone service sometimes difficult to be reached even nothing is said, sometimes Sometimes the area is also very limited protection at all. Leave this concern, select the insurance with 24-hour alert and a wide area of protection. So if you are touring out of town a lot, you do not worry if there is a problem with your car. This feature needs to be considered for those of you who love to travel far (touring).

8. SRCC (Strike, Riot and Civil commotion):
This feature is highly recommended insurance that will ensure the risk resulting from a disturbance of public order committed by a group of people, and the actions the authorities in taking actions against such interference, whether related to the strike and counteraction to work, and civil unrest which took political bemotif. Also ensure the expansion of insurance losses caused by water overflowing out of the normal limits of the river, lakes, swamps, jebolnya floodgates, dams jebolnya, continuous rain that can not be accommodated by water channels. Damage due to flooding include damage to the interior, exterior, dashboard panels, mechanical, electrical and other damage to the insured vehicle bemotor. Select insurance already included this feature.

9. Flexibility In Payment:
Choose your car insurance premium payments flexible, can be done with cash, transfer, or credit card (Visa / Mastercard). This may help your financial management.

For additional information, I’ve provided a link on the cheapest auto insurance, frequently asked policy questions, and cheap car insurance video tips.